Wells Federal Bank offers fixed rate certificates to help meet the individual savings needs of our customers.

Terms vary from 91 days to 4 years. Most Cd's compound interest quarterly and are automatically renewable. Interest is paid on the calendar quarters and at maturity by check or by compounding. Customers with balances of $1,000 or more, can have interest transferred monthly to a Wells Federal Checking or Statement Savings Account.

Fixed Rate Certificates
91 Day Certificate
Minimum balance of $500
Interest is paid at maturity

12 Month Certificate
Minimum balance of $1,000
Interest is paid on the calendar quarter and at maturity

18 Month Certificate
Minimum balance of $1,000
Interest is paid on the calendar quarter and at maturity

24 Month Certificate
Minimum balance of $1,000
Interest is paid on the calendar quarter and at maturity

36 Month Option Rate Certificate
Minimum balance of $1,000
Interest is paid on the calendar quarter and at maturity

48 Month Certificate
Minimum balance of $1,000
Interest is paid each December 31st and at maturity

For current rate, including penalties for early withdrawal and any other charges, contact any Wells Federal Bank office.