All Wells Federal Bank Checking Accounts Feature:
· $100 minimum required deposit to open the account
· Statement Cycle date is the 9th of each month
· ATM/Debit Cards for qualified customers
· Golden Reserve Overdraft Protection
· Deposits FDIC insured to at least $100,000

Free Checking
· No interest earned
· Pay for your own checks
· No minimum balance

Value Image Checking
· $100 minimum balance
· Variable interest paid, determined by balance
· $7.50 monthly service charge for dropping below minimum balance. (One charge per statement)
· Image statement of checks, $2.00 per month
. First box basic checks free (when ordered through the bank)

 Value Plus Checking
· $100 minimum balance if you do not have a Direct Deposit to the account
· $7.50 monthly service charge for dropping below minimum balance. (One charge per statement)
· Variable interest paid determined by balance
· First box basic checks free (when ordered through the bank)

Elite Checking
· No minimum balance
· Free basic checks
· Variable interest paid, determined by balance
· No charge for Money Orders
· $5.00 monthly membership fee ($3.00 for age 50+)

Money Market Account (MMDA)
· First box basic checks free (when ordered through the bank)
· Monthly statement cycle date is 17th
· $500 minimum balance
· Variable interest paid, determined by balance
· $7.50 monthly service charge for dropping below minimum
· Choice of duplicate checks or image statement
($2.00 per month fee for image statement)

Unless specifically addressed on this website, all other charges apply as listed in the current Schedule of Fees and Charges.

A 30-day notice will precede any changes in these charges.