Credit Card Guide

You can make inquiries and payments to your Wells Federal Bank credit card through www.MyCardStatement.com. The first time you access www.MyCardStatement.com, you must enroll.

Account Summary
The account summary page gives you a snapshot of your account as of the date and time displayed. You will be able to receive information on:

Account Balance Payment Due Date Amount and Date of Last Payment
Available Credit Credit Limit Minimum Payment Due

A detailed list of all transactions since your last statement is also available.

Statements
You have access to the past six months of account statements. More statements will be added until a total of 18 months of history can be displayed. You select the statement you want to review from the list of closing dates of the previous statements summaries drop down menu.

You can download transaction information from this page to use with your money management software. Download files include transaction information, merchant address, memos and category information.

You can view transactions detail from the Statements page by clicking on individual transactions. From the transaction detail screen, you can assign expense categories and add memos to transactions. The memo feature is a handy feature for record keeping.

Bill Payment
You can securely pay your credit card bill from the Bill Payment page of MyCardStatement.com. You supply the account number and routing numbers of a valid checking or savings account, the name on the account and the payment amount. Payment transactions entered online by 5:00p.m. Eastern Time will be processed each business day, and will reflect on your account the next business day.

Cardholder Profile
You can change your e-mail address or password from the Cardholder Profile page.

If you do not want access to your account via MyCardStatement.com, you can also disable access from this page by clicking on the disable online access link.

Find Transactions
Finding specific expenses is a breeze with the Find Transaction page. You can search card account information using any of the following criteria:

Transaction Type Expense Category Transaction Amount
Merchant Name Transaction Memo Date Posted Since

Once a search is completed, you can save the search criteria so you do not reenter the criteria.

Reports
You can track card expenses by creating, viewing, and printing reports from the Reports page. You can also view the ten merchants you've spent the most with or the ten most expensive purchases charged to your card. You can view reports in the table or chart format.

Once you generate a report in MyCardStatement.com it can be saved for later viewing. When you run the report again, it will run against the state of the account at that time.

Set Alerts
The Set Alerts page allows you to manage your account by having MyCardStatement.com monitor your specific events. You can set up as many alerts as you want and MyCardStatement.com will send you notification via e-mail when that event occurs. You can set alerts for any of the following account events.

The credit limit is reached or exceeded
A new statement is available
Balance is within a certain amount of the credit limit
Balance exceeds or drops below a certain amount
A payment, credit, or return posts to your account
A posted item exceeds a certain amount

You may also select Send an alert on this date, to have MyCardStatement.com e-mail you to remind you of any date or occasion.

After you submit an alert, it is added to the Alerts you've saved list. After an event occurs and notification has been sent, the alert is deactivated, but not removed from the list of saved alerts. Alerts that have been sent are listed along with the date on which the event occurred. You can reset alerts by clicking reset to the right of the alert description. The site will then send you an e-mail notification when the event occurs again. When they are no longer needed, you can delete the alerts


Click here to go to www.MyCardStatement.com