- $50 minimum to open account
- $5.00 service charge for dropping below $50 balance
- Current variable interest compounded quarterly to accounts with balance over $50
- Can qualify for ATM Card
- Statements issued on calendar quarter
*If you use an Automated Teller Machine (ATM) that is not operated by Wells Federal Bank, you may be charged a fee by the operator or that machine and/or by an automated transfer network.