Business Checking & Savings

Commercial Accounts

Wells Federal Bank knows that your business is unique, that's why we've created a variety of business products and services with your needs in mind.  Our accounts are designed to help you manage your business finances as easily and efficiently as possible.

  • Commercial accounts pay a fee for deposits and for checks that clear the account.
  • A Earnings Credit rate is paid in lieu of interest.
  • Wells Federal Bank Offers Two Commercial Accounts.


Commercial Level One
is designed for the business owner with low account activity. It is also ideal for the business customer that is just getting started.

  • No maintenance fee
  • No minimum balance
  • 100 free total items
  • Free ACH credits
  • Free ACH debits

If your account activity exceeds 100 total items, excluding ACH credits and debits, you will be charged $0.35 per item.


Commercial Level Two
is designed for businesses with frequent deposit and withdrawal activity.

  • For account details and charges, please ask a banker for a checking account analysis.


Unless specifically addressed on this website, all other charges apply as listed in the current Schedule of Fees and Charges.