91 DAY CERTIFICATE
Minimum Balance Required: $500
Current Interest Rate: 2.00%; APY: 2.02%
Early Withdrawal Penalty: 90 Days Interest
Interest paid at maturity
18 MONTH CERTIFICATE
Minimum Balance Required: $1,000
Current Interest Rate: 2.60%; APY: 2.63%
Early Withdrawal Penalty: 182 Days Interest
Interest paid on calendar quarter and at maturity
36 MONTH OPTION RATE CD
Minimum Balance Required: $1,000
Current Interest Rate: 2.80%; APY: 2.83%
Early Withdrawal Penalty: 182 Days Interest
Interest paid on calendar quarter and at maturity
182 DAY CERTIFICATE – TIERED INTEREST
Minimum Balance Required: $1,000
1,000- 5,000 2.10% APY: 2.12%
5,001-25,000 2.25 APY: 2.27
25,001-100,000 2.50 APY: 2.52
over 100,000 2.70 APY: 2.73
Early Withdrawal Penalty: 90 Days Interest
Interest paid on calendar quarter and at maturity
12 MONTH CERTIFICATE – TIERED INTEREST
Minimum Balance Required: $1,000
1,000- 5,000 2.30% APY: 2.32%
5,001-25,000 2.45 APY: 2.47
25,001-100,000 2.65 APY: 2.68
over 100,000 3.00 APY: 3.03
Early Withdrawal Penalty: 90 Days Interest
Interest paid on calendar quarter and at maturity
24 MONTH CERTIFICATE – TIERED INTEREST
Minimum Balance Required: $1,000
1,000- 5,000 2.25% APY: 2.27%
5,001-25,000 2.35 APY: 2.37
25,001-100,000 2.65 APY: 2.68
over 100,000 3.00 APY: 3.03
Early Withdrawal Penalty: 182 Days Interest
Interest paid on calendar quarter and at maturity
48 MONTH CERTIFICATE – TIERED INTEREST
Minimum Balance Required: $1,000
1,000- 5,000 3.05% APY: 3.05%
5,001-25,000 3.20 APY: 3.20
25,001-100,000 3.30 APY: 3.30
over 100,000 3.45 APY: 3.45
Early Withdrawal Penalty: 182 Days Interest
Interest paid each December 31 and at maturity
KEOGH & IRA ACCOUNT
Any Wells Federal Certificate (except the 91 day) can be used for Keogh & IRA Accounts, plus the IRA Money Market Deposit Account, as shown below:
Minimum Balance Required: $25
Additions Allowed: At Anytime
Current Interest Rate: 2.95%; APY: 2.99%
Interest Paid every 31 days by compounding
CERTIFICATE FEATURES & OPTIONS
1. All Certificates are automatically renewed;
